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MOFG

Options Analysis Report
Market Cap: --
● 2026-02-19$49.31
BEARISH
Analysis: 2026-02-18 EOD data
1Y +65.4%YTD +29.5%7D +0.0%
6
30D
±11.6%
1%

MOFG Options Overview

IV is low. Conditions favor option buyers.

REWARDS

RISK ANALYSIS

6.1VALUESENTIMENTACTIVITYLIQUIDITYTIMING

Snowflake Analysis

Favorable conditions for option buyers

Learn
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MOFG Gamma Walls

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Value

Is IV priced right?

9.1
ExpensiveCheap

Measures whether options are cheap, fair, or rich relative to historical and peer

levels.

Risk Checks8/9 checks passed
≤35%

IV Rank 26.4% — cheap vs history

<1.05x

IV/HV 0.75x — IV ≤ HV

Sector Relative≤50%

Sector percentile 37% — below sector median

<1.1x

Front/Back 1.35x — backwardation

<1.25x

Put/Call IV 1.16x — elevated

<80%

ATM IV 30.5% — normal range

<80%

Effective IV 32.7% (ATM 30.5% + spread 1.1% + bias) — excellent value

<3.0%

Total drag 1.11% (spread 1.11% + slippage 0.00%) — minimal drag

≥5.0

Vega efficiency 72.14 (vega 8.008 / spread 1.11%) — efficient

Sentiment

Bullish or bearish?

3.0
BearishBullish

Analyzes

,
, and flow direction to determine market bias.

Risk ChecksPut-heavy - Moderate signal (P/C: 5.00)
<0.65 or >1.55

P/C 5.00 — put-heavy (buy/sell unknown)

≥15%

|OI skew| 15.4% — call-heavy

Same sign, |vol skew| ≥10%

Vol skew -66.7%, OI skew +15.4% — divergent (opposite)

≥2/3 conditions

0-DTE 33%, far-OTM 15%, avg DTE 30

|change| ≥3%

OI change +0.0% (5d) — stable

Sector Relative≤40% or ≥60%

Sector P/C percentile 97% — very bearish vs sector

Activity

Unusual activity?

6.1
QuietActive

Detects volume surges,

, and unusual options activity that may signal moves.

Risk Checks5/9 checks passed
≥1.5x

Volume 1.8x avg — elevated

≥15%

Vol/OI 23.1% — high turnover

≥60%

Top 3 strikes = 50% — dispersed

≥2 days

2 day(s) elevated — sustained

≥5%

OI change +18.2% (5d) — building

Sector Relative≥60%

Sector activity percentile 95% — very active vs sector

≥30%

Large trade volume 0% — mostly retail

≥60%

Aggressive execution 0% — patient

≥30

Conviction +0 (neutral) — mixed

Liquidity

Can I trade efficiently?

5.4
IlliquidLiquid

Evaluates

, volume depth, and open interest for trade execution quality.

Risk Checks4/8 checks passed
≤5.0%

Spread 1.1% — tight

≥10,000

OI 26 — thin

≥500

Volume 6/day — thin

≤$0.50

$0.06 to cross — cheap

≥5 strikes

10 liquid strikes — good coverage

Sector Relative≤40%

Sector spread percentile 48% — neutral vs sector

≥100 contracts

Depth 0 contracts (bid:0 ask:0) — thin

<1.0%

Avg slippage 0.00% — excellent

Timing

Is now a good time?

7.1
RiskyFavorable

Considers earnings proximity,

, and event calendar for optimal entry timing.

Risk Checks7/9 checks passed
|slope| ≥5%

Slope +35.4% — backwardation

<30 or >70

IV percentile 26% — buyer opportunity

≥10pts kink

IV kink 2.7pts — no clear event

<0.5 or >2.0

θ/ν ratio 625.60 — favors income trades

≥3 expirations

4 liquid expirations — flexible

≥60% (safe)

safe window: No earnings detected

<1.2 ratio

Spread ratio 1.00x — stable

≥25% strength + ≥50% consistency

Flow +0% @ 50% consistency — unclear

≥40 composite score

Score 60 (ITM 20% + inst 30%) — HIGH institutional

Directional Strategy Fit

Option Buyers
Long Calls6.1
bullishIV cheap, bearish flow
Long Puts7.8
bearishIV cheap, bearish flow
Premium Sellers
Cash-Secured Put3.5
bullishIV too cheap, bearish flow
Covered Call4.9
bearishIV too cheap, bearish flow

For educational purposes only. Not investment advice.

The Options Desk tracks the move options price into every US earnings report the week of Aug 31, next to how much each stock has actually moved on its past prints — plus the SPY, QQQ and IWM expected ranges and the gamma walls that box them in.

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