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BHFBrighthouse Financial, Inc.

Options Analysis Report•LIFE INSURANCE
Market Cap $3.1B|NASDAQ
● 2026-08-31$53.04
NEUTRAL
Analysis: 2026-08-28 EOD data
1Y +14.9%YTD -17.9%7D +2.2%
1,174
30D
±8.6%
100%

BHF Options Overview

Mixed signals. No clear edge detected.

REWARDS

RISK ANALYSIS

4.5VALUESENTIMENTACTIVITYLIQUIDITYTIMING

Snowflake Analysis

Balanced conditions with no clear edge

Learn
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BHF Gamma Walls

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Value

Is IV priced right?

4.7
ExpensiveCheap

Measures whether options are cheap, fair, or rich relative to historical and peer

levels.

Risk Checks6/9 checks passed
≤35%

IV Rank 50.0% — elevated vs history

<1.05x

IV/HV 1.00x — IV ≤ HV

Sector Relative≤50%

Sector percentile 50% — below sector median

<1.1x

Front/Back 1.00x — flat

<1.25x

Put/Call IV 1.00x — normal

<80%

ATM IV 0.0% — normal range

<80%

Effective IV 56.6% (ATM 0.0% + spread 28.3% + bias) — good value

<3.0%

Total drag 38.29% (spread 28.30% + slippage 9.99%) — high friction

≥5.0

Vega efficiency 0.00 (vega 0.000 / spread 28.30%) — spread drag

Sentiment

Bullish or bearish?

4.7
BearishBullish

Analyzes

,
, and flow direction to determine market bias.

Risk ChecksVery Bearish - Strong signal (Conviction: -52%, Raw: -34%)
|net sentiment| ≥25%

Conviction-weighted: -52% (strong bearish) — Raw: -34%

≥15%

|OI skew| 14.8% — balanced

Same sign, |vol skew| ≥10%

Vol skew +39.9%, OI skew +14.8% — aligned

≥2/3 conditions

0-DTE 0%, far-OTM 15%, avg DTE 30

|change| ≥3%

OI change +0.0% (5d) — stable

|weighted flow| ≥20%

ITM: -100%, ATM: -68%, OTM: -20% — strong bearish (ITM/ATM aligned)

Sector Relative≤40% or ≥60%

Sector P/C percentile 17% — very bullish vs sector

Activity

Unusual activity?

3.6
QuietActive

Detects volume surges,

, and unusual options activity that may signal moves.

Risk Checks2/8 checks passed
≥1.5x

Volume 0.4x avg — normal

≥15%

Vol/OI 1.6% — normal turnover

≥2 days

1 day(s) elevated — may be one-day event

≥5%

OI change +12.5% (5d) — building

Sector Relative≥60%

Sector activity percentile 40% — neutral vs sector

≥30%

Large trade volume 8% — mostly retail

≥60%

Aggressive execution 51% — patient

≥30

Conviction -52 (bearish) — strong conviction

Liquidity

Can I trade efficiently?

3.4
IlliquidLiquid

Evaluates

, volume depth, and open interest for trade execution quality.

Risk Checks3/8 checks passed
≤5.0%

Spread 28.3% — wide

≥10,000

OI 75,337 — deep

≥500

Volume 1,174/day — adequate

≤$0.50

$1.42 to cross — expensive

≥5 strikes

0 liquid strikes — limited options

Sector Relative≤40%

Sector spread percentile 0% — much tighter than sector

≥100 contracts

Depth 22.0 contracts (bid:11.1 ask:10.9) — thin

<1.0%

Avg slippage 9.99% — poor

Timing

Is now a good time?

6.1
RiskyFavorable

Considers earnings proximity,

, and event calendar for optimal entry timing.

Risk Checks4/9 checks passed
|slope| ≥5%

Slope +0.0% — flat/unclear

<30 or >70

IV percentile 50% — neutral

≥10pts kink

IV kink 0.0pts — no clear event

<0.5 or >2.0

θ/ν ratio 1.00 — favors mixed

≥3 expirations

3 liquid expirations — flexible

≥60% (safe)

safe window: No events detected

<1.2 ratio

Spread ratio 1.00x — stable

≥25% strength + ≥50% consistency

Flow -52% @ 76% consistency — STRONG directional (bearish)

≥40 composite score

Score 38 (ITM 20% + inst 8%) — retail dominated

Directional Strategy Fit

Option Buyers
Long Calls4.7
bullishIV fair, mixed flow
Long Puts4.9
bearishIV fair, mixed flow
Premium Sellers
Cash-Secured Put4.8
bullishIV fair, mixed flow
Covered Call5.1
bearishIV fair, mixed flow

For educational purposes only. Not investment advice.

The Options Desk tracks the move options price into every US earnings report the week of Aug 31, next to how much each stock has actually moved on its past prints — plus the SPY, QQQ and IWM expected ranges and the gamma walls that box them in.

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