S · Income

S Covered Call

Every out-of-the-money S call expiring Oct 23, 2026, priced from the settled chain: what it pays, what it yields, and where the trade stops making money. The richest right now is the $24.00 strike at 5.6% over 36 days.

Open interest and pricing as of the close on 2026-09-16. Recomputed every morning before the open.

S covered call candidates — Oct 23, 2026, 36 days out

Strikes are picked by distance from the $23.17 share price, not by delta — the published chain carries premiums and open interest, not greeks, and inventing a delta here would be inventing data. Premium is the bid/ask midpoint where both sides quote, otherwise the last trade. The chain artifact publishes the six nearest expirations, so this is the longest one listed — 36 days out. Annualising anything shorter than a week says more about compounding arithmetic than about the trade, so those cells stay blank.

S covered call candidates by strike
Strike% OTMPremiumYieldAnnualisedBreak-evenIf assignedOI
$24.003.6%$1.305.6%56.9%$21.879.2%10
$24.505.7%$1.134.9%49.2%$22.0510.6%4
$25.5010.1%$0.833.6%36.1%$22.3513.6%1

What the $24.00 call pays at expiration

One illustrative strike — the richest premium in the table — against 100 shares bought at $23.17. Profit caps at $213.00 if S finishes above $24.00; below $21.87 the premium stops covering the loss on the stock.

Stock at expirationProfit / loss per shareOn 100 shares
$17.38$-4.49$-449.25
$18.83$-3.04$-304.44
$20.27$-1.60$-159.63
$21.72$-0.15$-14.81
$23.17+$1.30+$130.00
$24.62+$2.13+$213.00
$26.07+$2.13+$213.00
$27.51+$2.13+$213.00
$28.96+$2.13+$213.00

When a covered call fits S

A covered call sells someone else the right to buy your shares at the strike. It pays you today and caps your upside there, so it suits a holding you are content to own flat and content to sell at the strike — not one you expect to run.

The premium is compensation for implied volatility. Rich implied volatility pays more, and usually pays more because the market expects a move; a high annualised number on a name about to report earnings is a warning as often as an opportunity. Check the S expected move and the open-interest walls before assuming the strike is far enough away.

Full mechanics, assignment and rolling are in the covered call guide; to model a different strike or a multi-leg version, open the profit calculator with S loaded.

Questions

What does a S covered call pay right now?
The $24.00 call expiring Oct 23, 2026 (36 days out) collects $1.30 per share, 5.6% of the $23.17 share price, or 56.9% annualised if you repeat it.
What is the break-even on a S covered call?
Selling the $24.00 call against stock bought at $23.17 breaks even at $21.87 — the share price less the premium. Below that the premium no longer covers the loss on the shares.
What happens if S closes above the strike?
The shares are called away at $24.00. Total return is 9.2%: the premium plus the move from $23.17 up to the strike. Gains above the strike belong to the buyer.

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Educational, not investment advice. Options involve risk. Open interest is reported with a one-session lag by OCC, so these levels describe positioning as of the last settled session, not live intraday flow.